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The Wealth Workbook: Practicing Prosperity Through Tracking

The Wealth Workbook: Practicing Prosperity Through Tracking

02/02/2026
Matheus Moraes
The Wealth Workbook: Practicing Prosperity Through Tracking

We often chase wealth as if it were a single number on a screen, but true abundance flows from every aspect of our lives.

By embracing a holistic approach, you can unlock a richer, more meaningful existence. True happiness comes from addressing all five pillars of wealth, and this journey starts with simple tracking.

Imagine waking up each day with clarity on how to invest your time, nurture relationships, and grow financially.

This workbook guides you through that transformation, turning abstract goals into actionable habits.

You will learn to balance life's dimensions like dimmer switches, adjusting them through different phases.

Redefining Wealth: The Five Interconnected Dimensions

Sahil Bloom's framework reimagines wealth beyond money, focusing on five key types that shape your ideal life.

Each dimension is essential, and neglecting one can leave you feeling unfulfilled despite financial success.

  • Time Wealth: This involves the intentional use of finite time and energy on your priorities.
  • Social Wealth: It encompasses deep close connections and a broad meaningful network.
  • Mental Wealth: This type fosters inner clarity curiosity growth and resilience for better decisions.
  • Physical Wealth: It ensures long-term health fitness and vitality to support your dreams.
  • Financial Wealth: This provides enough money to enable the other four types of wealth.

Tracking these areas helps you design a life aligned with your values, not just your bank account.

This table serves as a quick reference to start your tracking journey effectively.

Use it to identify which areas need more attention and which systems to implement first.

Practical Tracking Systems for Each Dimension

To cultivate prosperity, you need actionable systems that turn ideas into measurable progress.

Here are essential tracking tools for each type of wealth, designed for daily use.

  • For Time Wealth: Implement an Energy Calendar to align tasks with your peak energy levels.
  • For Social Wealth: Use relationship mapping to visualize your network and deepen key bonds.
  • For Mental Wealth: Engage in daily journaling with prompts that foster clarity and resilience.
  • For Physical Wealth: Start a 30-day challenge to build habits, tracking sleep and nutrition closely.
  • For Financial Wealth: Create a net worth tracker and use expense tools to manage outflows wisely.

These systems help you avoid the treadmill where inflows equal outflows, promoting sustainable growth.

They encourage you to design your life around what truly matters, not just urgent demands.

The Wealth Ladder: Contextualizing Financial Growth

Understanding your financial stage can guide your tracking efforts with realistic goals.

The Wealth Ladder uses logarithmic net worth stages to provide context and motivation.

  • Level 1: Less than $10,000
  • Level 2: $10,000 to $100,000
  • Level 3: $100,000 to $1 million
  • Level 4: $1 million to $10 million
  • Level 5: $10 million to $100 million
  • Level 6: Over $100 million

This ladder helps you apply decision rules like the 0.01% rule for carefree spending.

It also introduces the 1% rule to pursue opportunities that significantly boost net worth.

Workbook Exercises: Your Path to Action

The Wealth Workbook is packed with exercises to make tracking a daily habit.

These activities transform abstract concepts into tangible progress you can see and feel.

  • Intro Assessment: Begin with the Life Razor exercise to define your identity in one sentence.
  • Daily and Weekly Trackers: Use sheets for time audits, relationship scorecards, and financial dashboards.
  • Decision Rules Calculators: Implement the 0.01% and 1% rules based on your current net worth.
  • Progress Reviews: Conduct quarterly reviews to adjust strategies and commit to one action per type.
  • Advanced Tools: Explore the return-on-hassle spectrum and enough calculator for financial clarity.

By engaging with these exercises, you build a routine that fosters continuous improvement.

They help you track the right metrics and make wiser decisions over time.

Inspiring Your Journey to Holistic Prosperity

Tracking all five types of wealth is about more than data; it is about creating a life of joy and purpose.

Financial wealth is built upon growing income, managing expenses, and investing in assets that compound meaningfully over time.

But remember, money alone cannot buy happiness or health.

True prosperity balances time, relationships, mind, body, and finances in a harmonious blend.

Start today by committing to one small action, such as mapping your key relationships or logging your time.

Every step counts toward designing a life well-lived, filled with abundance in every sense.

Embrace this journey with patience and persistence, using the workbook as your trusted guide.

You have everything you need to build your wealth in all its forms, so begin now and watch your life transform.

Matheus Moraes

About the Author: Matheus Moraes

Matheus Moraes is a content contributor at JobClear, specializing in topics related to career planning, work-life balance, and skills development for long-term professional success.